| A | NAME | DASHMESH EDUCATIONAL CHARITABLE TRUST |
| B | ADDRESS | Chandu-Budhera, Gurgaon (Haryana) – 122505 |
| C | CONSTITUTION | Registered Educational Trust |
| D | ESTABLISHED SINCE | 1999 |
| E | PROMOTERS/TRUSTEES | 1. Mrs Madhu Preet Kaur Chawla – Chairperson 2. Mr Manmohan Singh Chawla – Managing trustee 3. Mr. Simranjeet Singh - Trustee 4. Mr Manmeet Singh Chawla- Trustee 5. Mrs Harjeet Kaur- Trustee 6. Mr. Rupinder Singh- Trustee |
| F | STATUS OF STATUTORY APPROVALS | All Obtained |
| G | BANKING ARRANGEMENT | Consortium |
| H | LEAD BANK | Punjab National Bank |
| I | BUSINESS ACTIVITY | Existing : Running Medical College, Dental college and medical hospital Proposed: To set up 7 new colleges (Under SGT University) |
| J | GIST OF PROPOSAL | -Application for sanction of fresh term loan of Rs. 76.00 Crores in consortium with Punjab National Bank and Punjab & Sind Bank. -Enhancement of O/D Limit from Rs.5.00 Crores to Rs.15.00 Crores - Renewal/review of existing term loan of Rs. 40.00 Crores |
| K | COST OF NEW PROJECT | Rs. 119.28 Crores |
| L | SCHEME OF FINANCE | Trustee’s Contribution / Internal Accruals: 43.28 Crores (36%) Term Loan From Bank : 76.00 Crores (64%) |
| M | EXTERNAL CREDIT RATING | Long term rating: B stable (CRISIL) Short term rating: A-4 (CRISIL) |
| N | SELECTIVE PARAMETERS | For New Project |
| I | DEBT: EQUITY | 1.76:1 |
| II | INVESTMENT:EARNING | 22.56% |
| III | DSCR (AVERAGE) | 1.51 |
| IV | MINIMUM DSCR | 1.38 |
| O | GESTATION PERIOD | 18 Months |
| P | REPAYMENT PERIOD | 84 Months (Excluding Gestation period) |
| Q | DOOR TO DOOR TENOR | 102 Months |
| R | REPAYMENT STARTS | 31ST Oct., 2016 |
| S | YEAR WISE DRAW DOWN | 2015-16 21.92 Crores 2016-17 31.16 Crores 2017-18 22.92 Crores |